Beta Terms of Service

These Beta Terms of Service (the "Terms") are a binding agreement between you and Tyler Enlow-Gance, doing business as Gapscope ("Gapscope," "we," "us"). By checking the acceptance box at sign-up or by accessing the platform, you agree to every provision below. If you do not agree, do not create an account and do not access the platform.

You represent that you are a licensed insurance or financial professional (or their authorized staff), that you are at least 18 years old, and that you have authority to enter this agreement.

Gapscope is in beta. We grant you a limited, personal, non-exclusive, non-transferable, non-sublicensable, revocable license to use the platform for your own advisory practice during the beta period. We may suspend, limit, or revoke access at any time, with or without cause, and may modify or discontinue any feature without notice.

Your account and credentials are for you alone. You will not share, sell, lend, or otherwise make your credentials or your session available to any other person or entity, and you will not allow anyone else to access the platform through your account. You are responsible for everything done under your credentials.

You will not, and will not permit or assist anyone else to: (a) copy, reproduce, distribute, republish, download, scrape, frame, or mirror any part of the platform; (b) reverse engineer, decompile, disassemble, or otherwise attempt to discover the source code, underlying calculations, models, prompts, or architecture of the platform; (c) build, contribute to, fund, or advise a product or service that competes with the platform, using any knowledge, output, or material obtained from the platform; (d) record, screenshot, or demonstrate the platform to any person who is developing or may develop competing software; (e) probe, scan, or test the vulnerability of the platform or circumvent any security or access control; (f) use any automated system (bot, scraper, crawler, AI training pipeline) to access the platform or collect its content; or (g) remove or alter any proprietary notice.

Presenting the platform to your own prospects and clients in the ordinary course of your advisory practice is expressly permitted. That is what it is for.

Everything about the platform that is not public is confidential information. That includes features, screens, workflows, calculations, methodologies, prompts, pricing, roadmap, performance, and any feedback or documents we share with you. You will protect it with at least the care you use for your own confidential information, and never less than reasonable care, and you will use it only to use the platform as permitted.

This confidentiality obligation survives for five (5) years after your access ends. For anything that constitutes a trade secret under applicable law, the obligation survives for as long as the information remains a trade secret.

The platform, and every part of it, is and remains the exclusive property of Gapscope, including all software, designs, calculations, content, and trade secrets, and all intellectual property rights in them. Nothing in these Terms transfers any ownership to you.

You own your client data. You grant us the limited rights needed to process it to provide the platform to you.

If you give us feedback, suggestions, or ideas, we may use them freely and without restriction or compensation, and you assign to us any resulting rights in the platform improvements.

You are the licensed professional. All figures the platform produces are estimates for educational discussion, not offers, illustrations, or advice. You are solely responsible for the suitability of any recommendation you make, for your compliance with the laws and carrier rules that govern you, and for having the right to enter any client data you put into the platform.

THE PLATFORM IS PROVIDED "AS IS" AND "AS AVAILABLE," WITHOUT WARRANTY OF ANY KIND, EXPRESS OR IMPLIED, INCLUDING MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, ACCURACY, AND NON-INFRINGEMENT. BETA SOFTWARE MAY CONTAIN ERRORS. YOU USE IT AT YOUR OWN RISK.

TO THE MAXIMUM EXTENT PERMITTED BY LAW, OUR TOTAL LIABILITY ARISING OUT OF THESE TERMS OR THE PLATFORM WILL NOT EXCEED THE AMOUNTS YOU PAID US IN THE TWELVE MONTHS BEFORE THE CLAIM, AND WE WILL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, OR FOR LOST PROFITS OR LOST DATA.

These Terms apply from the moment you accept them until your access ends. We may terminate your access immediately and without notice if you breach any provision of these Terms. You may stop using the platform at any time.

On termination you will immediately stop all use, and Sections 3, 4, 5, 7, 9, and 10 survive.

You agree that any breach of Sections 2, 3, 4, or 5 would cause Gapscope irreparable harm for which money damages alone are inadequate. Gapscope is therefore entitled to immediate injunctive relief and specific performance, without posting a bond, in addition to every other remedy available.

If you share access, copy or attempt to duplicate the platform, misappropriate confidential information, or otherwise misuse what we have built, we will pursue every available remedy to the fullest extent of the law. That includes claims for damages and disgorgement of profits, civil claims under applicable trade secret statutes (including the Defend Trade Secrets Act and the Colorado Uniform Trade Secrets Act), claims under applicable computer fraud and unauthorized access statutes, and referral to law enforcement where conduct may be criminal. If we prevail in an action to enforce these Terms, you will pay our reasonable attorneys' fees and costs.

These Terms are governed by the laws of the State of Colorado, without regard to conflict-of-law rules. Exclusive venue for any dispute is the state or federal courts located in Colorado, and you consent to their jurisdiction.

These Terms are the entire agreement about the beta and replace any prior discussion. If any provision is unenforceable, the rest remain in effect. Our failure to enforce a provision is not a waiver. You may not assign these Terms; we may.

We may update these Terms for the beta by posting a new version and updating the version identifier. Continued use after an update is acceptance of the updated Terms.

Questions: help@gapscope.io. Version 2026-07-08.1, effective July 8, 2026.